Accounts What account is in your best interest? When you trust your money to a bank, you want to be sure it's in an account that is right for you. One that gives you the most for what you need. That's why the Farmers and Merchants State Bank of Alpha has a variety of accounts to choose from. From Regular Checking to Savings to Certificates of Deposit you will find the one account that has your best interest at heart. Regular Checking NOW Accounts Super NOW Accounts Super Super NOW Accounts Savings Accounts Certificates of Deposit Traditional IRA Accounts Roth IRA Accounts Coverdell Education IRA Accounts