Savings AccountsDescription:This account allows you to earn interest on your funds with no set maturity date.Requirements:Minimum balance to open account is $10.00.Minimum balance to receive the annual percentage yield disclosed is $0.01Benefits:Earn interest on any balance in your account.Ready access to your funds.Interest is compounded and credited to your account quarterly.Receive quarterly statements for your account.Cost:There are no costs associated with this account for minors.For a non-minor owned account if the minimum balance is less than $50.00 there is a monthly service charge of $2.00.